Centralized Financial Systems (CeFi)

簡介：

The core idea behind CeFi is to create crypto investment opportunities that offer some of the yield benefits of DeFi with some of the ease of use and security of traditional financial-services products (sometimes referred to as TradFi).

主要說明：

Centralized Financial Systems (CeFi) operate under a model where financial services are managed by a single central authority or organization. This setup includes traditional banking institutions and various online platforms that provide services like lending, borrowing, trading, and investing.

In a CeFi environment, users typically create accounts with these centralized entities, which handle transactions, custody of assets, and regulatory compliance. While this model can deliver user-friendly experiences and established security protocols, it also raises concerns regarding privacy and control, as users must trust these entities to manage their funds and data.

CeFi enables efficient transaction processing and often provides a wider range of services compared to decentralized alternatives. However, reliance on a central authority means users may face restrictions and fees not present in decentralized finance (DeFi) platforms. Overall, CeFi remains a significant part of the financial landscape, appealing to those who prioritize convenience and familiarity.